Floodplain Zones

Floodplain Zones: What you need to know

Have you ever walked or drove down a road and came across a sign that declared, “Floodplain Zone!”

If it was near your home, you might have panicked. But if it was somewhere far from your home, you felt safe.
A floodplain can be dangerous because any home in or near one is subject to flooding. If you have a basement, you have more to worry about.

But did you know that even if you live outside a floodplain, there are flooding issues that you must be aware of? Continue reading “Floodplain Zones: What you need to know”

Protecting Important Documents

Protecting Important Documents

It’s natural. It’s human nature. You don’t really think about this very often.

What are we talking about? Water, fire and smoke damage.

When you do think about what may happen to your home, and then take action to prepare, what you do is usually minor and easy to do… such as turning off your outside water supply when winter approaches and testing smoke alarms and replacing fire extinguishers on a regular basis.

Continue reading “Protecting Important Documents”

Sensitive to Mold and Other Allergens?

Sensitive to Mold and Other Allergens?

DID YOU KNOW that even the healthiest of individuals can still feel negative effects in the presence of some common things around the house?

It’s not something that necessarily has to start growing in the basement of your house after a flood. It’s something that can “just happen” and it’s not good news. But it can be easily fixed.

First of all, what are we talking about? Continue reading “Sensitive to Mold and Other Allergens?”

Avoiding Wood Deck Woes

Avoiding Wood Deck Woes

Avoiding Wood Deck Woes

Wood decks can be beautiful things, add value and enjoyment to your home. Unless they are ignored or neglected, of course.

Like any surface in your home, a wood deck needs some special care. While a lower-cost alternative to pavers, concrete and other hard surface materials, wood decks are very attractive, especially if you chose a color tone that matches your home and is one you enjoy.

But after a year or two, aging happens and dirt and grime accumulates. Stains as well. You start to wonder what you can do to bring back to life the deck you admired so much. Continue reading “Avoiding Wood Deck Woes”

insurance

Protect Yourself: Insurance

You turn to your insurance company and your agent you have been paying faithfully for many years. All you want is for your valuable items lost in the disaster to be replaced.

There aren’t many events that are more disturbing or more tragic than a flood or fire in your home.

Your home is a place to raise your family. It’s a place to feel safe and secure. So, when an event occurs that takes it all away from you — even temporarily — it’s normal for a feeling of helplessness to overwhelm those in the family.

You need help. You need reassurance. You want everything to be back to normal and you can’t do it alone.

That’s what insurance is for, right? Continue reading “Protect Yourself: Insurance”