While water damage occurring in your home from a rain or windstorm, a broken pipe or perhaps an overflowing sink or toilet is a terrible event to experience, virtually nothing is as devastating as a fire.
The Centers for Disease Control and Prevention recognizes how water damage situations (such as from a flood, leaky or broken pipe, sewage backup, etc.) can be potentially hazardous… not just initially, but over time as well.
Avoiding Wood Deck Woes
Wood decks can be beautiful things, add value and enjoyment to your home. Unless they are ignored or neglected, of course.
Like any surface in your home, a wood deck needs some special care. While a lower-cost alternative to pavers, concrete and other hard surface materials, wood decks are very attractive, especially if you chose a color tone that matches your home and is one you enjoy.
But after a year or two, aging happens and dirt and grime accumulates. Stains as well. You start to wonder what you can do to bring back to life the deck you admired so much. Continue reading “Avoiding Wood Deck Woes”
You turn to your insurance company and your agent you have been paying faithfully for many years. All you want is for your valuable items lost in the disaster to be replaced.
There aren’t many events that are more disturbing or more tragic than a flood or fire in your home.
Your home is a place to raise your family. It’s a place to feel safe and secure. So, when an event occurs that takes it all away from you — even temporarily — it’s normal for a feeling of helplessness to overwhelm those in the family.
You need help. You need reassurance. You want everything to be back to normal and you can’t do it alone.
That’s what insurance is for, right? Continue reading “Protect Yourself: Insurance”
There are many causes of water damage to homes and buildings, ranging from heavy rains, leaky roofs, broken pipes, failure hot water heaters, sewage back-ups and more.
Everyone wants the safest, healthiest home environment for their families. You would do anything to protect your loved ones from exposure to any substance that could cause them harm.
There’s not much that can cause a panic and loud screaming than when the handle of the toilet is pushed and — instead of everything swirling down into the sewer line — it all comes rushing back out.
You know what the “everything” is… and you surely do not wish to be the offending flusher who must clean it up. But someone needs to do the dirty work.
Have you ever walked or drove down a road and came across a sign that declared, “Floodplain Zone!”
If it was near your home, you might have panicked. But if it was somewhere far from your home, you felt safe.
A floodplain can be dangerous because any home in or near one is subject to flooding. If you have a basement, you have more to worry about.
But did you know that even if you live outside a floodplain, there are flooding issues that you must be aware of? Continue reading “Safe or Not Safe?”
It’s natural. It’s human nature. You don’t really think about this very often.
What are we talking about? Water, fire and smoke damage.
When you do think about what may happen to your home, and then take action to prepare, what you do is usually minor and easy to do… such as turning off your outside water supply when winter approaches and testing smoke alarms and replacing fire extinguishers on a regular basis.