Protecting Important Documents

It’s natural. It’s human nature. You don’t really think about this very often.

What are we talking about? Water, fire and smoke damage.

When you do think about what may happen to your home, and then take action to prepare, what you do is usually minor and easy to do… such as turning off your outside water supply when winter approaches and testing smoke alarms and replacing fire extinguishers on a regular basis.

Yet there is one very important action you should take right now in preparation for the unthinkable. That’s right, protecting your important documents, such as your birth certificates, marriage license, financial papers, insurance policies and social security cards.

Most homeowners keep all their important papers and documents in what they consider a safe place, such as in an organized folder in a home office or secure location where they know exactly where everything is. Unfortunately, that’s not really very safe when there is flooding or fire and
smoke. Others might utilize a water and fire proof safe, which is a great idea.

Yet there is something additional you can do to 100% guarantee your important documents are safe no matter what happens.

Scan them and put them on the “cloud.”

You may already do this, and if so, congratulations. No matter what happens to your home, your documents are safe and can be accessed from any device connected to the internet.

But if you don’t, get a cloud-based storage account that has plenty of storage space for your needs and start scanning those documents. Keep them organized in online folders, and make sure those in your family who should have access to them have username and passwords they can use in an emergency. You should still keep the originals as safe as you can, of course.

And when the unthinkable happens, when you do have a fire, flood or mold damage, don’t forget there is professional assistance for you: Call your disaster restoration pro for help.

Continue reading “Protecting Important Documents”

Create Your ‘Go Bag’

Floods, fires, high wind and other damaging events caused by inclement weather can happen anywhere, anytime and to anyone.

Thinking and planning ahead can give you peace of mind.

One great way to plan ahead is to create an emergency preparedness kit, or as some call it, a go bag, which is a backpack, small suitcase or other type of container packed with essential items you might need in the event of an emergency, especially if you are evacuated from your home.

While it is true odds are in your favor that you may never have to evacuate your home or relocate on a temporary basis, when it does happen, your basic needs will be cared for if you have a go bag ready to… go. Continue reading “Create Your ‘Go Bag’”

Protect Yourself: Insurance

You turn to your insurance company and your agent you have been paying faithfully for many years. All you want is for your valuable items lost in the disaster to be replaced.

There aren’t many events that are more disturbing or more tragic than a flood or fire in your home.

Your home is a place to raise your family. It’s a place to feel safe and secure. So, when an event occurs that takes it all away from you — even temporarily — it’s normal for a feeling of helplessness to overwhelm those in the family.

You need help. You need reassurance. You want everything to be back to normal and you can’t do it alone.

That’s what insurance is for, right? Continue reading “Protect Yourself: Insurance”